How to Check Credit Card Details !

• A credit card allows you to borrow money from your bank to make your purchases, whether you’re buying a burger or a round-trip ticket to anywhere. 
• As long as you pay back the money you borrowed within the “grace period” of 30-45 days, you don’t have to pay extra. 
• If you don’t pay it back in that time period, you’ll have to pay interest ,a percentage of the money you need to pay for the bank  on top of what you borrowed.

How to check Credit Card Details ?

1. Bank Branding: This tells you which card you have. Your card might simply show the bank name, or it might display a logo for a specific program.

2. Your Card Number: This is one of the most important things on the card. It is the 16 digit number that points to your account with the card issuer, and those are the digits you’ll need to provide when making purchases online.

3. Cardholder’s Name: this is the person authorized to use the card. That person didn’t necessarily open the account – they might simply have permission to spend from the account.

4. Smart Chips: Makes cards more secure than traditional magnetic-stripe-only cards. They make it harder for thieves to use stolen credit card numbers.

5. Expiration Date: From time to time, you’ll need to replace your card.

6. Payment network Logo: This tells you what type of card you have. Common examples include MasterCard, Visa, and Discover. If making purchases online, there might be a drop-down menu that requires you to select which network your card belongs to.

The back of a credit card contains important features. 

1. Magnetic Stripe: This black strip contains information about you and your card, which can be read by specialized devices known as card readers.

2. Hologram: Some cards display a hologram (or a mirror-like section that shows a three dimensional image that seems to move as you change your viewing angle). Holograms are security features which help merchants identify valid cards – they’re not easy to fake. 

3. Bank Contact Information: If you need to get in touch with your bank, use the contact information on the back of your card.

4. Signature Panel: Your card must be signed before you can use it, so sign your name in this area (it’s not easy to fit a signature there, but do your best).

5. Security Codes: Are used to ensure that you have a legitimate, original card. Security codes might be referred to as CVV, CVV2, CVC, CSC, CID, or similar.

6. Network Logos: your card might have additional network logos on the back, often in the lower right corner.

Credit Card Pros and Cons :

Pros	Cons
You can make a large purchase now and pay it off in smaller chunks Your credit card statement makes budgeting easier It’s easier than carrying around a wad of cash You can build up your credit score, which will be useful later on	You can easily dig yourself into debt if you’re not careful about your spending The ease of using credit cards can cause you to overspend Interest rates can make even a small debt seem larger over time